Building credit is a process of building trust. Repairing your credit is a matter of rebuilding your trustworthiness. This is a lot more difficult than building initial trust. It will take a lot more effort to re-establish your credit, than it will to estabilsh your credit. So when you have good credit, cherish it and do not abuse it.



 

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What is the Definition of Credit? Websters Dictionary has many definitions for credit. The one that concerns us is "trust in one's ability to meet payments when due" So to simplify this process, credit is based on trust. This trust has to be built between whoever is loaning you the money and yourself.


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